indebtonpurpose icon
  • Home
  • About
Get Free Access
indebtonpurpose icon
  • Home
  • About
Get Free Access

Subscribe to New Posts

Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists.

Subscribe (Free) indebtonpurpose cover image
Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table post image
By Christina Pentlichuk
Jul 8, 2026

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table

US tariffs won't show up in your mortgage rate the way you think post image
By Christina Pentlichuk
Sep 3, 2026

US tariffs won't show up in your mortgage rate the way you think

Trade wars don't end at the negotiating table. They end at the ballot box. post image
By Christina Pentlichuk
Sep 3, 2026

Trade wars don't end at the negotiating table. They end at the ballot box.

Canadian Banks Beat Estimates While Tariffs Loom: What the Earnings Tell Investors post image
By Christina Pentlichuk
Sep 2, 2026

Canadian Banks Beat Estimates While Tariffs Loom: What the Earnings Tell Investors

Why Your Mortgage Broker Keeps Steering You Toward Variable Rates post image
By Christina Pentlichuk
Sep 2, 2026

Why Your Mortgage Broker Keeps Steering You Toward Variable Rates

Questbank names Bekim Merdita Head of Sales & Marketing as broker channel expansion accelerates post image
By Christina Pentlichuk
Sep 1, 2026

Questbank names Bekim Merdita Head of Sales & Marketing as broker channel expansion accelerates

Landlords: Stop Paying Rental Expenses with Rental Income post image
By Christina Pentlichuk
Aug 31, 2026

Landlords: Stop Paying Rental Expenses with Rental Income

Macklem is trying to calm investors while bond yields climb and debt hits record highs post image
By Christina Pentlichuk
Aug 31, 2026

Macklem is trying to calm investors while bond yields climb and debt hits record highs

Canada's Two-Product Mortgage Menu Is the Global Outlier, Not the Norm post image
By Christina Pentlichuk
Aug 31, 2026

Canada's Two-Product Mortgage Menu Is the Global Outlier, Not the Norm

Why Telling Clients 'This Offset Strategy Isn't For Everybody' Earns More Trust Than Any Close post image
By Christina Pentlichuk
Aug 30, 2026

Why Telling Clients 'This Offset Strategy Isn't For Everybody' Earns More Trust Than Any Close

Your mortgage payment already creates investment capital, if the structure allows it post image
By Christina Pentlichuk
Aug 29, 2026

Your mortgage payment already creates investment capital, if the structure allows it

How a basement suite cuts $800 monthly off your Ontario mortgage post image
By Christina Pentlichuk
Aug 28, 2026

How a basement suite cuts $800 monthly off your Ontario mortgage

Canadian banks' earnings bar sits higher than share prices suggest post image
By Christina Pentlichuk
Aug 28, 2026

Canadian banks' earnings bar sits higher than share prices suggest

Load More
indebtonpurpose icon

The strategies most Canadians don't hear about from their bank.

Featured Posts

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table post image
By Christina Pentlichuk
Jul 8, 2026

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table

Explore Categories

Site cover image
Subscribe to New Posts Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists. Subscribe (Free)
Subscribe to New Posts

Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists.

Subscribe (Free)
Site cover image
indebtonpurpose icon

The strategies most Canadians don't hear about from their bank.

  • Sign up
Copyright © 2026 indebtonpurpose.