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Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists.

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Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table post image
By Christina Pentlichuk
Jul 8, 2026

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table

Wells Fargo Says Rising Bond Yields Should Force You to Rethink Your Stock Portfolio post image
By Christina Pentlichuk
Oct 2, 2026

Wells Fargo Says Rising Bond Yields Should Force You to Rethink Your Stock Portfolio

At the Top Tax Bracket, Every Dollar of Rental Interest Returns 53 Cents: Why the Smith Manoeuvre™ Is a High-Income Play post image
By Christina Pentlichuk
Oct 1, 2026

At the Top Tax Bracket, Every Dollar of Rental Interest Returns 53 Cents: Why the Smith Manoeuvre™ Is a High-Income Play

China's Treasury retreat to record lows rewrites the rules for bond investors post image
By Christina Pentlichuk
Sep 30, 2026

China's Treasury retreat to record lows rewrites the rules for bond investors

GIC Rates Below 4.2% Flip the Smith Manoeuvre™ Math From Marginal to Compelling post image
By Christina Pentlichuk
Sep 27, 2026

GIC Rates Below 4.2% Flip the Smith Manoeuvre™ Math From Marginal to Compelling

Why Canada's falling debt ratio won't lower your mortgage rate post image
By Christina Pentlichuk
Sep 27, 2026

Why Canada's falling debt ratio won't lower your mortgage rate

Shortening Your Mortgage Amortization at Renewal Eliminates the Cash Flow Control You'll Actually Need post image
By Christina Pentlichuk
Sep 27, 2026

Shortening Your Mortgage Amortization at Renewal Eliminates the Cash Flow Control You'll Actually Need

Your Primary Residence Mortgage Is the Only Debt You Should Pay Off Early post image
By Christina Pentlichuk
Sep 26, 2026

Your Primary Residence Mortgage Is the Only Debt You Should Pay Off Early

EI Still Pays 55% of Insurable Earnings in 2026: What That Actually Covers post image
By Christina Pentlichuk
Sep 25, 2026

EI Still Pays 55% of Insurable Earnings in 2026: What That Actually Covers

Toronto and Vancouver Aren't 'Weak', They're Finally Priced for Buyers Who Actually Live Here post image
By Christina Pentlichuk
Sep 25, 2026

Toronto and Vancouver Aren't 'Weak', They're Finally Priced for Buyers Who Actually Live Here

The 4% Rule Fails When the CAPE Ratio Hits 38: What Retirees Should Do Instead post image
By Christina Pentlichuk
Sep 25, 2026

The 4% Rule Fails When the CAPE Ratio Hits 38: What Retirees Should Do Instead

Small-Cap Stocks Are Bleeding Performance Because Cheap Debt Is Gone post image
By Christina Pentlichuk
Sep 24, 2026

Small-Cap Stocks Are Bleeding Performance Because Cheap Debt Is Gone

American 30-Year Mortgages Lock in Better Rates, But Lock You in Too post image
By Christina Pentlichuk
Sep 24, 2026

American 30-Year Mortgages Lock in Better Rates, But Lock You in Too

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The strategies most Canadians don't hear about from their bank.

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Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table post image
By Christina Pentlichuk
Jul 8, 2026

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table

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Subscribe to New Posts Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists. Subscribe (Free)
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Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists.

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The strategies most Canadians don't hear about from their bank.

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