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Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists.

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Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table post image
By Christina Pentlichuk
Jul 8, 2026

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table

GTA Listings Fell 21% in July, Here's What That Means for Your Offer Strategy post image
By Christina Pentlichuk
Aug 6, 2026

GTA Listings Fell 21% in July, Here's What That Means for Your Offer Strategy

The $7,200 RESP grant most Canadian families leave on the table post image
By Christina Pentlichuk
Aug 6, 2026

The $7,200 RESP grant most Canadian families leave on the table

TFSA overcontribution penalties: how the CRA calculates them and what correction actually costs post image
By Christina Pentlichuk
Aug 6, 2026

TFSA overcontribution penalties: how the CRA calculates them and what correction actually costs

How Canadian Advisors Should Respond Now That 25% of Clients Own Crypto post image
By Christina Pentlichuk
Aug 6, 2026

How Canadian Advisors Should Respond Now That 25% of Clients Own Crypto

30-Year Mortgages Created a Volume Problem Mortgage Insurers Can't Profit From post image
By Christina Pentlichuk
Aug 5, 2026

30-Year Mortgages Created a Volume Problem Mortgage Insurers Can't Profit From

MCAN's 19% earnings jump masks a portfolio quality problem post image
By Christina Pentlichuk
Aug 5, 2026

MCAN's 19% earnings jump masks a portfolio quality problem

DLC Now Controls Both Major Submission Platforms: Why Brokers Should Worry About What Happens Next post image
By Christina Pentlichuk
Aug 5, 2026

DLC Now Controls Both Major Submission Platforms: Why Brokers Should Worry About What Happens Next

Carney's Alberta Housing Pitch Lands in Separatist Country post image
By Christina Pentlichuk
Aug 4, 2026

Carney's Alberta Housing Pitch Lands in Separatist Country

Personal Letters to Sellers Are Dead (And Good Riddance) post image
By Christina Pentlichuk
Aug 4, 2026

Personal Letters to Sellers Are Dead (And Good Riddance)

Realtors Are Walking Away, And the Prenup Surge Tells You Why post image
By Christina Pentlichuk
Aug 2, 2026

Realtors Are Walking Away, And the Prenup Surge Tells You Why

Realtors Are Leaving the Industry, and the Numbers Tell You Why post image
By Christina Pentlichuk
Aug 2, 2026

Realtors Are Leaving the Industry, and the Numbers Tell You Why

Kelowna Ranks First for Wildfire Risk in Canada: What Condo Buyers Need to Understand Before Closing post image
By Christina Pentlichuk
Aug 2, 2026

Kelowna Ranks First for Wildfire Risk in Canada: What Condo Buyers Need to Understand Before Closing

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The strategies most Canadians don't hear about from their bank.

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Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table post image
By Christina Pentlichuk
Jul 8, 2026

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table

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Subscribe to New Posts Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists. Subscribe (Free)
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Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists.

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The strategies most Canadians don't hear about from their bank.

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