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Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists.

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Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table post image
By Christina Pentlichuk
Jul 8, 2026

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table

Chrétien's Trade War Playbook: Why Canada Should Hit Back Harder post image
By Christina Pentlichuk
Sep 9, 2026

Chrétien's Trade War Playbook: Why Canada Should Hit Back Harder

Your Lender Will Discount Their Posted Rate If You Ask, So Ask post image
By Christina Pentlichuk
Sep 8, 2026

Your Lender Will Discount Their Posted Rate If You Ask, So Ask

More Canadians Have Life Insurance in 2026, Yet One in Four Still Doubt Their Coverage Is Enough post image
By Christina Pentlichuk
Sep 7, 2026

More Canadians Have Life Insurance in 2026, Yet One in Four Still Doubt Their Coverage Is Enough

Three Mortgage Numbers Worth Checking Twice a Year (And Why Monthly Tracking Is Overkill) post image
By Christina Pentlichuk
Sep 6, 2026

Three Mortgage Numbers Worth Checking Twice a Year (And Why Monthly Tracking Is Overkill)

Why Self-Employment Lowers Your Mortgage Multiple in Ontario post image
By Christina Pentlichuk
Sep 6, 2026

Why Self-Employment Lowers Your Mortgage Multiple in Ontario

Couche-Tard's profit rise and Lululemon's outlook cut: what the headlines miss about company health post image
By Christina Pentlichuk
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Couche-Tard's profit rise and Lululemon's outlook cut: what the headlines miss about company health

7 Steps to Protect Your Income If Tariffs Hit Your Job post image
By Christina Pentlichuk
Sep 6, 2026

7 Steps to Protect Your Income If Tariffs Hit Your Job

Toronto Sellers Who Wait for More Listings Are Missing the Point post image
By Christina Pentlichuk
Sep 5, 2026

Toronto Sellers Who Wait for More Listings Are Missing the Point

How Mortgage Restructuring Can Trigger Tax Refunds from Years You've Already Filed post image
By Christina Pentlichuk
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How Mortgage Restructuring Can Trigger Tax Refunds from Years You've Already Filed

Canada's Finance Minister Claims Bond Immunity: What the Numbers Actually Show post image
By Christina Pentlichuk
Sep 4, 2026

Canada's Finance Minister Claims Bond Immunity: What the Numbers Actually Show

How to Shift Your Primary Residence Mortgage to Your Rental Property and Make It Tax-Deductible post image
By Christina Pentlichuk
Sep 3, 2026

How to Shift Your Primary Residence Mortgage to Your Rental Property and Make It Tax-Deductible

How to Add Your Primary Residence Interest as a Deductible Expense Against Rental Income post image
By Christina Pentlichuk
Sep 3, 2026

How to Add Your Primary Residence Interest as a Deductible Expense Against Rental Income

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The strategies most Canadians don't hear about from their bank.

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Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table post image
By Christina Pentlichuk
Jul 8, 2026

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table

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Subscribe to New Posts Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists. Subscribe (Free)
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Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists.

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The strategies most Canadians don't hear about from their bank.

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