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Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists.

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Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table post image
By Christina Pentlichuk
Jul 8, 2026

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table

StatCan's Population Revisions Could Erase Canada's 2025 Decline, and Upend Housing Policy post image
By Christina Pentlichuk
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StatCan's Population Revisions Could Erase Canada's 2025 Decline, and Upend Housing Policy

Laneway homes in Canada: When the math works and when it doesn't post image
By Christina Pentlichuk
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Laneway homes in Canada: When the math works and when it doesn't

Laneway Homes in Canada: When the $200,000 Build Pays Off (and When It Doesn't) post image
By Christina Pentlichuk
Jul 29, 2026

Laneway Homes in Canada: When the $200,000 Build Pays Off (and When It Doesn't)

Trump Sells Tariffs in Michigan While the Gordie Howe Bridge Opens Without Him post image
By Christina Pentlichuk
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Trump Sells Tariffs in Michigan While the Gordie Howe Bridge Opens Without Him

Poll Says Canadian Economic Sentiment Is Improving. The Fundamentals Say Otherwise. post image
By Christina Pentlichuk
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Poll Says Canadian Economic Sentiment Is Improving. The Fundamentals Say Otherwise.

Canadians Shrug Off Trade War as Growth and Energy Worries Ease post image
By Christina Pentlichuk
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Canadians Shrug Off Trade War as Growth and Energy Worries Ease

Ontario's Rent Control Exemption Now Covers 400,000+ Units: Two Portfolios, Two Underwriting Models post image
By Christina Pentlichuk
Jul 28, 2026

Ontario's Rent Control Exemption Now Covers 400,000+ Units: Two Portfolios, Two Underwriting Models

CMHC MLI Select's 1.10x DSCR Floor Turns Marginal Deals Into Fundable Ones When Ontario Banks Cut You Off at 1.40x post image
By Christina Pentlichuk
Jul 28, 2026

CMHC MLI Select's 1.10x DSCR Floor Turns Marginal Deals Into Fundable Ones When Ontario Banks Cut You Off at 1.40x

National Vacancy Fell 40 Basis Points in Q2: Why Waiting for Lower Prices May Now Cost You post image
By Christina Pentlichuk
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National Vacancy Fell 40 Basis Points in Q2: Why Waiting for Lower Prices May Now Cost You

30 Ontario Investors Lost $5.3 Million to a MIC That Never Invested Their Money post image
By Christina Pentlichuk
Jul 27, 2026

30 Ontario Investors Lost $5.3 Million to a MIC That Never Invested Their Money

Avison Young Called CRE Stability Before Trump's Tariffs Changed the Equation post image
By Christina Pentlichuk
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Avison Young Called CRE Stability Before Trump's Tariffs Changed the Equation

BMO says Bank of Canada stability is one tariff away from collapse post image
By Christina Pentlichuk
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BMO says Bank of Canada stability is one tariff away from collapse

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The strategies most Canadians don't hear about from their bank.

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Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table post image
By Christina Pentlichuk
Jul 8, 2026

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table

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Subscribe to New Posts Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists. Subscribe (Free)
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Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists.

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The strategies most Canadians don't hear about from their bank.

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