indebtonpurpose icon
  • Home
  • About
Get Free Access
indebtonpurpose icon
  • Home
  • About
Get Free Access

Subscribe to New Posts

Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists.

Subscribe (Free) indebtonpurpose cover image
Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table post image
By Christina Pentlichuk
Jul 8, 2026

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table

Trade Wars Don't Care About Your Predictions: Build a Portfolio That Can Handle Either Outcome post image
By Christina Pentlichuk
Sep 15, 2026

Trade Wars Don't Care About Your Predictions: Build a Portfolio That Can Handle Either Outcome

Your mortgage calculates interest every single day, not once a month, here's why that timing gap costs you post image
By Christina Pentlichuk
Sep 12, 2026

Your mortgage calculates interest every single day, not once a month, here's why that timing gap costs you

The $671,000 Gap: Why Cheaper Condos Haven't Made Detached Homes Affordable in the GTA post image
By Christina Pentlichuk
Sep 12, 2026

The $671,000 Gap: Why Cheaper Condos Haven't Made Detached Homes Affordable in the GTA

Canada's 4.69-Million-Home Target Faces a Construction Slowdown post image
By Christina Pentlichuk
Sep 12, 2026

Canada's 4.69-Million-Home Target Faces a Construction Slowdown

Your Mortgage Is Bad Debt and Your HELOC Is Good Debt: The Tax Arbitrage Ontario's High Earners Are Missing post image
By Christina Pentlichuk
Sep 11, 2026

Your Mortgage Is Bad Debt and Your HELOC Is Good Debt: The Tax Arbitrage Ontario's High Earners Are Missing

B.C. Job Losses Are Coming, Here's What Eby Isn't Telling You About Who Gets Hit First post image
By Christina Pentlichuk
Sep 11, 2026

B.C. Job Losses Are Coming, Here's What Eby Isn't Telling You About Who Gets Hit First

UHN Blueprint: How Life Science Investment Could Insulate Canada From Trade War Fallout post image
By Christina Pentlichuk
Sep 11, 2026

UHN Blueprint: How Life Science Investment Could Insulate Canada From Trade War Fallout

If You're Afraid the Trade War Will Crash Stocks, You've Already Failed Financial Planning post image
By Christina Pentlichuk
Sep 10, 2026

If You're Afraid the Trade War Will Crash Stocks, You've Already Failed Financial Planning

Trump's Tariff Pressure Just Handed Carney a Political Win post image
By Christina Pentlichuk
Sep 10, 2026

Trump's Tariff Pressure Just Handed Carney a Political Win

Smith Manoeuvre™ Certification Is Not Education, It's Market Position post image
By Christina Pentlichuk
Sep 9, 2026

Smith Manoeuvre™ Certification Is Not Education, It's Market Position

How to Write Off More Interest by Treating Your Rental Property Like the Business It Actually Is post image
By Christina Pentlichuk
Sep 9, 2026

How to Write Off More Interest by Treating Your Rental Property Like the Business It Actually Is

Why Your Rental Suite Mortgage Should Be Two Loans in One post image
By Christina Pentlichuk
Sep 9, 2026

Why Your Rental Suite Mortgage Should Be Two Loans in One

Load More
indebtonpurpose icon

The strategies most Canadians don't hear about from their bank.

Featured Posts

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table post image
By Christina Pentlichuk
Jul 8, 2026

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table

Explore Categories

Site cover image
Subscribe to New Posts Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists. Subscribe (Free)
Subscribe to New Posts

Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists.

Subscribe (Free)
Site cover image
indebtonpurpose icon

The strategies most Canadians don't hear about from their bank.

  • Sign up
Copyright © 2026 indebtonpurpose.